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WHAT
WE DO

MARINE
INSURANCE
.

Not sure what type of insurance you need?  

With over 15 years of experience, we have the knowledge and expertise to answer all of your questions and guide you to the best possible solutions for you, your family and your business.

Covaerage

LOSS OF OR DAMAGE TO the Vessel, Engines, Fittings and Equipment inclusive of  Dinghies, Boats and Outboard Motors, directly caused by external accidental means,up to the agreed insured value of such items.

 

PERILS INSURED

All loss of or damage directly  caused by:

  • Stress of Weather

  • Stranding, Sinking or Collision,

  • Contact with Aircraft, 

  • Fire, Lightning, Explosion,

  • Bursting of Boilers,

  • Breakage of Shafts or any latent Defects in Hull or

    Machinery or by negligence of any person,

  • Malicious Damage,

  • Theft of the entire Vessel, her boat(s),  or

  • following forcible entry into the vessel or store,

     theft of machinery, gear or equipment.

 

 

Provisions & Exclusions

SPECIAL PROVISIONS -  OUTBOARD MOTORS

In respect of loss or damage to Outboard Motors,  the Company may at its discretion  make deductions for betterment - new for old whether or not the Outboard Motors be insured by separateval uation under this policy, but such deduction shall be limited to an amount not exceeding one third of the insured value of the Outboard Motors.

 

EXCLUSIONS

(a)   Wear and tear and depreciation, deterioration from use and damage to Nets, Moorings and Fishing Gear,

(b)   Lossof or damage to Personal Effects or to Outboard Motors by dropping off or Falling overboard unless specifically agreed to by the Company.

(c)   Loss of or damageto Sails, Masts and Spars while racing, or to any Machinery unless caused by the insured vessel being stranded, sunk, burnt, on fire, or in collision with another vessel unless specifically agreed to by the Company.

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