Auto Insurance

COMPREHENSIVE

This Comprehensive policy covers Third Party Liability, Fire and Theft and Accidental damage to your vehicle. In addition to Third Party Cover and Fire and Theft, this policy provides cover for loss of or damage to your vehicle, accessories and spare parts while on the vehicle and the cost of wrecking/towing services.

 

Comprehensive Policyholders have automatic free benefits under the policy:

 

• Damage to Garage by Fire

• Medical Expenses

• Personal Accident cover to you and your spouse

• Luggage and Personal Effect

• Loss of Use

• Special Perils

• Windscreen

 

THIRD PARTY COVERAGE
 

This covers your liability for bodily injury to third parties and damage to third party property. If you have a claim for accidental bodily injury to another person or damage to their property, as a result of negligence arising out of the use of your motor vehicle, we will pay any damages up to the limits on the policy selected by you.

 

THIRD PARTY PROPERTY DAMAGE

• EC $250,000 in respect of any claim by any one person

• EC $250,000 in respect of any series of claims arising out of one event.

 

THIRD PARTY BODILY INJURY

• EC $250,000 in respect of any claim by any one person

• EC $1 million in respect of any series of claims arising out of one event.